The management of investment contracts with BaoViet Life and BaoViet P&C is conducted through the mandate structure with specific investment criteria and return targets decided by the customers.

These investment portfolios are properly built, suitable to the characteristics of the capital sources, investment targets and at the same time ensuring the capital utilization efficiency and liquidity. The average return of the whole portfolio achieved has been always higher than the set interest rate assigned in the contract. Within 5 years (2001-2006), the mandate investment capital increased 3 times and the turnover increased 4.5 times.